How many times have you heard someone say there ought to be a law, usually when it comes to complaints about things that are really minor irritants? Well, back in 1977, Congress had heard enough such complaints about a subject that is by no stretch of the imagination a minor irritant – debt collectors. Lawmakers on Capitol Hill found abundant evidence that the use of abusive, deceptive and unfair debt collection practices was widespread. They also declared that the effective collection of debts could be accomplished without recourse to misrepresentation or other abusive practices. »View More
13 Dec
